Home » Financial Advisors » Services
TO THE ADVISOR
You are providing your client with terrific investment services. You've created an asset allocation to meet your client's needs. But have you taken the time to really get to know your client's total financial picture and the goals they have for their future? Are your client's assets titled in conformity to the estate plan they think they have?
FINANCIAL POSSIBILITIES helps firms like yours provide the entire financial experience for your client. You stay in total control of your client relationship. Your client knows that you are genuinely concerned for them and their families. You increase the bond with your client and the satisfaction that they have with your services. Satisfied clients stay a long time with you. Satisfied clients tell their friends about you. Satisfied clients are the specialty of FINANCIAL POSSIBILITIES. Ellen's work has provided that extra value to the client relationship that sets a firm apart from the crowd.
At FINANCIAL POSSIBILITIES, planning projects are customized to your client's needs. Our services can include the following:
- Comprehensive Financial Plan and Estate Review
This is our most thorough planning service. We examine your client's current and projected financial standing in conjuction with their lifestyle expectations and goals for retirement. We then work with you to design a plan to achieve those goals. This process includes reviewing insurance needs and current policies, providing tax planning suggestions where appropriate, and analyzing estate documents and offering recommendations if needed.
- Fundamental Retirement Plan
We look at your client's retirement savings and desired retirement lifestyle and work with you and your client to tailor a plan that will achieve their goals. This will include providing various "what-if" scenarios, and an analysis of current investments and retirement income planning if the client is at or near retirement.
- Financial Review
This snapshot version of the Fundamental Retirement Plan provides your client with a broad overview of their current financial situation and a written action plan to get them on track for the future. It is much less detailed than the fundamental plan, and is designed for someone just getting started. With this approach, we will provide a target asset allocation, create a savings plan and review basic insurance needs. It does not include detailed analyses of assets or an estate review.
- Estate Review
If your client's sole concern is the estate plan, we will review their current documents in relation to total assets and asset titling. We will review beneficiary designations, and will provide you and your client with a graphic illustration of how those assets will be affected by taxes and probate. At the same time we will discuss goals for the family and the family wealth, and make recommendations to achieve those goals. We will not draft legal documents, but will work with the client's attorney as they draft or modify the necessary documents.
In addition to the services described above, we will help you and your client implement the plan by working with outside resources---attorneys, CPAs and investment advisors---to ensure that all is proceeding and performing as intended.
What other services are available?
For further information and a current price list contact us.